:root{
  --navy:#102b45;
  --blue:#1d5d8f;
  --teal:#2aafa5;
  --mint:#e7f7f4;
  --ice:#f5f9fc;
  --ink:#17212b;
  --muted:#627182;
  --line:#d9e4ec;
  --white:#ffffff;
  --shadow:0 18px 48px rgba(16,43,69,.13);
  --radius:24px;
}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}.container{width:min(1140px,calc(100% - 36px));margin:0 auto}.top-strip{background:var(--navy);color:#dcecf6;font-size:14px}.top-strip .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0;flex-wrap:wrap}.site-header{background:rgba(255,255,255,.96);position:sticky;top:0;z-index:10;border-bottom:1px solid rgba(217,228,236,.9);backdrop-filter:blur(10px)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:18px 0;gap:18px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:.02em;color:var(--navy)}.brand-mark{width:52px;height:52px;border-radius:18px;background:linear-gradient(135deg,var(--navy),var(--teal));display:grid;place-items:center;box-shadow:0 12px 28px rgba(42,175,165,.25);position:relative;overflow:hidden}.brand-mark:before,.brand-mark:after{content:"";position:absolute;border:2px solid rgba(255,255,255,.32);border-radius:50%}.brand-mark:before{width:42px;height:42px}.brand-mark:after{width:18px;height:18px;background:rgba(255,255,255,.18)}.brand-text{font-size:22px;line-height:1.05}.brand-text span{display:block;font-size:12px;font-weight:800;color:var(--teal);letter-spacing:.18em;text-transform:uppercase;margin-top:5px}.main-nav{display:flex;align-items:center;gap:23px;font-size:15px;font-weight:750;color:#2d3d4d}.main-nav a:hover{color:var(--blue)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:12px 20px;font-weight:850;background:var(--teal);color:white;box-shadow:0 12px 28px rgba(42,175,165,.24);border:0}.nav-cta{padding:10px 17px}.btn.secondary{background:white;color:var(--navy);border:1px solid var(--line);box-shadow:none}.hero{position:relative;min-height:650px;background:linear-gradient(90deg,rgba(16,43,69,.94),rgba(16,43,69,.55)),url('https://images.unsplash.com/photo-1576091160399-112ba8d25d1d?auto=format&fit=crop&w=1800&q=82') center/cover no-repeat;color:white;display:flex;align-items:center}.hero:after{content:"";position:absolute;inset:auto 0 0 0;height:150px;background:linear-gradient(transparent,#fff)}.hero-content{position:relative;z-index:1;max-width:680px;padding:90px 0 145px}.eyebrow{display:inline-flex;align-items:center;gap:9px;font-weight:900;text-transform:uppercase;letter-spacing:.14em;font-size:12px;color:#b7fff8;background:rgba(255,255,255,.12);padding:8px 12px;border:1px solid rgba(255,255,255,.22);border-radius:999px}.eyebrow:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--teal)}h1{font-size:clamp(43px,6vw,76px);line-height:.97;margin:21px 0 20px;letter-spacing:-.055em}h2{font-size:clamp(30px,4vw,48px);line-height:1.06;margin:0 0 16px;letter-spacing:-.035em;color:var(--navy)}h3{font-size:23px;line-height:1.2;margin:0 0 10px;color:var(--navy)}.hero p{font-size:20px;max-width:610px;color:#e9f5fa;margin:0 0 28px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.hero-card{position:absolute;z-index:2;right:max(18px,calc((100vw - 1140px)/2));bottom:38px;width:min(420px,calc(100% - 36px));background:white;color:var(--ink);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}.hero-card strong{color:var(--navy);font-size:20px}.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}.stat{background:var(--ice);border-radius:18px;padding:14px;text-align:center}.stat b{display:block;font-size:23px;color:var(--blue)}.section{padding:82px 0}.section.light{background:var(--ice)}.intro{max-width:740px;margin-bottom:34px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 25px rgba(16,43,69,.06)}.icon{width:50px;height:50px;border-radius:17px;background:var(--mint);display:grid;place-items:center;color:var(--teal);font-weight:950;margin-bottom:18px}.split{display:grid;grid-template-columns:1.02fr .98fr;gap:42px;align-items:center}.photo-stack{position:relative}.photo-stack img{border-radius:30px;box-shadow:var(--shadow);height:450px;width:100%;object-fit:cover}.mini-card{position:absolute;left:-18px;bottom:26px;background:white;border-radius:22px;padding:20px;width:260px;box-shadow:var(--shadow);border:1px solid var(--line)}.steps{counter-reset:steps;display:grid;gap:16px}.step{counter-increment:steps;display:grid;grid-template-columns:54px 1fr;gap:18px;align-items:start;background:white;border:1px solid var(--line);padding:20px;border-radius:22px}.step:before{content:counter(steps);width:54px;height:54px;border-radius:18px;background:var(--navy);color:white;display:grid;place-items:center;font-weight:900;font-size:20px}.banner{background:linear-gradient(135deg,var(--navy),#1f6c9d);color:white;border-radius:34px;padding:44px;display:flex;justify-content:space-between;gap:28px;align-items:center;box-shadow:var(--shadow)}.banner h2{color:white}.banner p{margin:0;color:#dff1f8}.page-hero{background:linear-gradient(135deg,var(--navy),#245e82);color:white;padding:72px 0}.page-hero h1{font-size:clamp(38px,5vw,62px);margin-bottom:12px}.page-hero p{font-size:19px;max-width:750px;color:#e2f1f7}.lead-form{display:grid;gap:16px}.field{display:grid;gap:7px}.field label{font-weight:800;color:var(--navy)}input,select,textarea{font:inherit;border:1px solid var(--line);border-radius:16px;padding:13px 14px;background:white;width:100%}textarea{min-height:130px}.checkbox-list{display:grid;gap:16px;margin:16px 0}.check-card{display:grid;grid-template-columns:22px 1fr;gap:12px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:17px}.check-card input{width:20px;height:20px;margin-top:3px}.check-card b{color:var(--navy)}.check-card a{font-weight:900;text-decoration:underline;color:var(--blue)}.faq{display:grid;gap:14px}.faq details{background:white;border:1px solid var(--line);border-radius:18px;padding:18px 20px}.faq summary{cursor:pointer;font-weight:850;color:var(--navy)}.site-footer{background:#0c2338;color:#dceaf4;padding:54px 0 28px}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:28px}.site-footer h3,.site-footer h4{color:white}.footer-links{display:grid;gap:9px}.fine{border-top:1px solid rgba(255,255,255,.13);margin-top:34px;padding-top:22px;color:#aec1ce;font-size:14px}.list{padding-left:20px}.list li{margin:9px 0}.notice{background:var(--mint);border-left:5px solid var(--teal);padding:18px;border-radius:16px}.policy h2{margin-top:34px;font-size:30px}@media(max-width:860px){.main-nav{display:none}.hero{min-height:auto}.hero-content{padding:72px 0 230px}.hero-card{left:18px;right:18px;bottom:24px}.grid-3,.grid-2,.split,.footer-grid{grid-template-columns:1fr}.banner{display:block}.photo-stack img{height:330px}.mini-card{position:relative;left:auto;bottom:auto;margin-top:14px;width:auto}.top-strip .container{display:block}.stat-row{grid-template-columns:1fr}.brand-text{font-size:18px}}